Preparing for the Unexpected in Retirement
Retirees may find themselves experiencing unforeseen and difficult circumstances at one point in time or another. Certain situations can leave them wondering what they could have done to better prepare themselves to handle unexpected occurrences, especially when it...
Tips for Choosing the Right Financial Professional
Finding the right financial professional to fulfill your needs is vital in both personal and professional affairs. Choosing someone experienced in the right field, who is capable and well-recommended can set you on the path to greater financial success. There are...
Understanding Premature Retirement
Premature retirement is a goal for millions of Americans. For many of them, they do not want to spend their entire lives working at a job they don’t love, for one reason or another. They have other goals and tasks that they would like to focus on. We believe that...
Building an Emergency Fund
We’ve all heard the phrase, “Expect the unexpected.” This simple advice is particularly true when it comes to our finances. A fender bender can amount to outrageous mechanic bills. Storms can force a family to navigate the stress of paying for important house repairs....
Helpful Tips for Starting a Child’s College Fund
Parents are often the main contributors to their children’s college tuitions. Therefore saving for college while children are still young is probably one of the best things that parents can do to successfully reach that goal. That being said, the following article...
How to Save for Retirement in Your 30s
When it comes to saving for retirement, the sooner you begin to invest, the better. Ideally, you should start saving for retirement in your 20s, but there’s always time to get started. While you might need to be more strategic with your saving, there are plenty of...
Benefits of Investing Long-term Part 2
Why Long-term Investing Makes Sense Most market-savvy financial professionals who have been around the block a few times will tell you that sound long-term investing will generally prove to be a profitable endeavor. Let's continue to explore why creating a...
Benefits of Investing Long-term
Day trading often involves speculating rather than truly investing. There are few day traders who are successful, however - it’s estimated that only about 10% of day traders are successful. Most people who are able to achieve investing success do so by focusing on the...
Retirement Planning: 101
Retirement has a way of sneaking up on people. Many Americans fall well short of the recommended retirement savings. One reason for this shortfall is the propensity of Americans to think they can wait to start saving. However, that view couldn't be further from the...
Why You Shouldn’t Take Money out of Your Retirement Savings
A few months into 2019, COVID-19 made its mark worldwide by leaving people in sickness and without jobs. In the United States, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act. One of the things this act entailed was a penalty-free option...